Disclaimer

1. General Disclaimer

The information provided through Finocall is for general informational and educational purposes only. It should not be considered as professional financial, investment, tax, legal, or accounting advice. Finocall is a platform that facilitates connections between financial consultants and individuals seeking guidance; we do not provide financial advice directly.

2. No Financial Advice

Finocall does not provide financial advice. The consultations provided by experts on our platform represent their individual professional opinions and should not be construed as:

• Investment recommendations or solicitations
• Offers to buy or sell securities or financial products
• Tax advice or planning services
• Legal advice or opinions
• Guarantees of financial outcomes or returns

3. Independent Consultants

All consultants on Finocall are independent professionals. They are not employees, agents, or representatives of Finocall. Each consultant is solely responsible for their own advice, opinions, and professional conduct. Finocall does not endorse, guarantee, or assume responsibility for the accuracy, completeness, or quality of any consultant's services or advice.

4. Consultant Verification Limitations

While Finocall makes reasonable efforts to verify the credentials and qualifications of consultants on our platform, we cannot guarantee:

• The accuracy or completeness of consultant profiles and credentials
• The current validity of certifications or licenses
• The quality or suitability of any consultant's advice for your specific situation
• The professional competence or ethical standards of any consultant

Users are encouraged to independently verify consultant credentials and conduct their own due diligence before engaging services.

5. Investment Risk Disclaimer

All investments and financial decisions carry risk, including the potential loss of capital. Past performance is not indicative of future results. Before making any financial decisions:

• Carefully consider your financial situation, goals, and risk tolerance
• Understand that you may lose some or all of your investment
• Consult with multiple professionals and conduct independent research
• Never invest money you cannot afford to lose
• Be aware that market conditions can change rapidly and unpredictably

6. No Guarantee of Results

Finocall and its consultants make no representations or warranties regarding the outcomes of any consultation, advice, or strategy. We do not guarantee:

• Specific financial results or returns on investment
• Achievement of financial goals or objectives
• Tax savings or benefits
• Successful resolution of financial challenges
• Accuracy of future projections or forecasts

7. Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, reliability, completeness, or timeliness of any content on our platform. Information may become outdated, and we are not obligated to update it. Users should verify all information independently before relying on it.

8. Third-Party Content and Links

Our platform may contain links to third-party websites, tools, or resources. These are provided for convenience only. Finocall does not endorse, control, or assume responsibility for any third-party content, services, or websites. Access and use of third-party resources is at your own risk.

9. Regulatory Compliance

Financial regulations vary by jurisdiction and are subject to change. Consultants are responsible for complying with applicable laws and regulations in their practice areas. Users should:

• Verify that consultants are properly licensed in their jurisdiction
• Understand regulatory requirements that may apply to their situation
• Seek additional professional advice when required by law
• Report any suspected regulatory violations to appropriate authorities

10. Technical Limitations

Our platform is provided on an "as is" and "as available" basis. We do not guarantee:

• Uninterrupted or error-free service
• Security of data transmission over the internet
• Compatibility with all devices or browsers
• Prevention of unauthorized access or cyber attacks
• Backup or recovery of user data

11. Medical and Health Disclaimers

If consultations involve discussions of health insurance, medical expenses, or healthcare-related financial planning, such information is not medical advice. Users should consult qualified healthcare professionals for medical decisions and healthcare providers for insurance coverage questions.

12. Limitation of Liability

To the maximum extent permitted by law, Finocall and its affiliates, officers, directors, employees, consultants, and agents shall not be liable for any:

• Financial losses resulting from consultations or advice
• Investment losses or missed opportunities
• Errors, omissions, or inaccuracies in information provided
• Unauthorized access to or loss of user data
• Service interruptions or technical failures
• Actions or omissions of consultants
• Indirect, consequential, or incidental damages

13. User Responsibility

By using Finocall, you acknowledge and accept that:

• You are solely responsible for your financial decisions
• You should seek multiple professional opinions for important decisions
• You must provide accurate information during consultations
• You should independently verify all information and advice received
• You understand the risks associated with financial decisions
• You will not hold Finocall liable for outcomes of your decisions

14. Jurisdiction-Specific Disclaimers

Financial regulations and requirements vary by country, state, and jurisdiction. This platform and its services may not be suitable or available in all jurisdictions. Users are responsible for determining whether use of this platform complies with applicable local laws and regulations.

15. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of the platform after changes constitutes acceptance of the modified disclaimer. We encourage you to review this page periodically.

16. Contact Information

If you have questions about this disclaimer or need clarification, please contact us: